Business funding solutions built around your goals.Clear solutions. Stronger businesses.
Business funding solution

Working Capital

Business funding designed to support day-to-day operating needs, growth initiatives, seasonal expenses and cash-flow demands.

What Is Working Capital Financing?

Working capital financing can provide businesses with funds for everyday operating needs and short-term business expenses. Unlike financing tied to one specific asset, working capital may offer flexibility in how funds are used, depending on the product and provider.

Common Uses for Working Capital

  • Inventory and materials
  • Payroll and staffing
  • Marketing and advertising
  • Seasonal cash-flow needs
  • Vendor payments and supplies
  • Unexpected expenses
  • Business expansion and growth opportunities

How It Works

  1. Tell us about your business. Complete our short funding request.
  2. Explore potential options. We help connect you with independent funding providers whose products may fit your profile.
  3. Review your options. Review the provider's terms, costs and requirements before deciding.

What Providers May Consider

Requirements vary, but providers may consider time in business, revenue, cash flow, credit profile, existing obligations, requested amount and intended use of funds.

Information You May Need

Providers may request business and owner information, recent bank statements, identification, formation information and details about your funding needs.

Frequently Asked Questions

How much working capital can I receive?

Available amounts depend on the provider, business profile, revenue, creditworthiness and other underwriting factors.

How quickly can funding occur?

Timing varies by provider and product. Some options may move quickly while others require additional underwriting and documentation.

Does Clear Water make the loan?

No. Clear Water Funding Source is a funding brokerage and matching service. Financing is provided by independent third-party providers.

Ready to Apply?

If you’re ready to move forward, apply directly with one of our lending partners.

Apply Directly With a Lender

You will leave Clear Water Funding Source and continue your application on a third-party lender website.

Prefer to Talk About Different Funding Options?

If you’d rather tell us about your business first, fill out our short funding request and Clear Water Funding Source can help you explore potential options.

See My Funding Options

Important: Clear Water Funding Source is not a bank or direct lender. We connect businesses with independent third-party lenders and funding providers. Financing is subject to provider approval, eligibility requirements, rates, fees and applicable terms. Submission of a funding request does not guarantee approval or an offer of financing.